I'm just dreaming

Maybe it’s time to make your dreams come true? We’re here to help.
We’ll guide you through every stage of the home buying process, from working out your finances, right through to taking possession of your new home.


Living your dream is easy

Buying your first home is an exciting experience. It’s also one of the biggest commitments you’ll ever make. Realising a major life dream like buying property is a lot easier with the support of people who’ve been there before you.
Come in and chat to one of Tassie’s experienced and accredited mortgage consultants. We’re here to guide you through the whole process of buying your home, to make it as simple and clear as possible.


The benefits of owning your own home

Owning your own home brings many wonderful financial and personal benefits.

There’s the advantage of replacing rent payments with a tangible investment in a property of your own. As your property increases in value, so will your financial security, independence, savings and tax benefits. Building equity in your property can also provide the finance for other investments or create savings to help fund your retirement.

Then there are the personal benefits a place you can call your own, a secure environment for you and your family, and a house you can adapt to fit your personality and lifestyle.


The responsibilities of buying a home

To decide if home ownership is for you, it’s important to understand the responsibilities of buying a home, as well as the benefits.

Buying a property will mean a significant financial commitment, so think about the effect this will have on your disposable income and your lifestyle. Most loan periods are between 25 and 30 years and you need to be sure you can service your loan payments and manage any increases in interest rates.

In the early years of owning your home, when your equity is low, the financial advantages to you are small. But as your equity increases, the balance will swing heavily in your favour.

Some questions to ask yourself:

Can I save for a deposit?
How much can I borrow?
Can I afford the home loan repayments?
What level of home loan repayment can I afford if interest rates increase?
Can I meet the costs of buying a home--stamp duty, legal fees, home loan application fees, valuation fees, insurance premiums and other expenses?
Can I meet the ongoing costs of home ownership, like home maintenance, land tax and council rates?


Run the numbers

Find out how much you could borrow, estimate what your repayments might look like, or compare rates and loans using our broad range of calculators.
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Tassie Home Loans - Home Loan e-guides collection


Download our e-guides

Our e-guides take you through what you need to know when buying your first home or investment property.

It’s never too late to chat with our Mortgage Consultants

First Home Buyer's e-guide

Download our e-guide to have the biggest investment of your life sorted!