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Brandon is a highly experienced finance professional in Tasmania with over 14 years experience in supporting customers lending needs with more than 9 of those years in the northern Tasmania region. His expertise covers mortgages, business loans, car loans and equipment finance in the northern regions of Tasmania. His experience in assisting locals with challenging scenarios including business owners and primary industry makes him an ideal partner for any local, for any type of loan. He has recently partnered with the Tassie Home Loans business to further increase his ability to service the local region.
Julia is a qualified finance broker with over 35 years extensive mortgages knowledge. It is her thorough understanding of lending, coupled with her customer-first approach, which makes her a highly sought-after finance broker. Her experience, together with her dependable and knowledgeable advice, results in her clients achieving their property goals. To date, these goals have ranged from first home buyers looking to purchase their first property, to self-employed clients looking to grow their investment portfolios, or retirees looking to downsize and access equity in their homes. Prior to moving into broking, Julia spent over 25 years working in the banking and finance industry. In addition to this vast experience, she holds a Diploma of Mortgage Broker, qualifications in business administration and part way through a Diploma of Financial Planning. In her spare time, Julia most enjoys relaxing with a good book.
Soph is a qualified mortgage broker with extensive lending knowledge. Her thorough understanding of lending, coupled with a customer-first approach, makes Soph a highly sought-after mortgage broker. Soph’s experience, together with her dependable and knowledgeable advice, results in her clients achieving their property goals. To date, these goals have ranged from PAYG clients looking to purchase their first home, to self-employed clients looking to grow their investment portfolios. Before moving into broking, Soph was working in the banking and finance industry. In addition to this experience, Soph holds an accounting degree and postgraduate qualifications in finance. Outside of work, Soph enjoys spending time exploring new restaurants and coffee shops. Soph is also a big K-pop fan. She loves music and Korean TV shows.
Surinder Agnihotri is Director and Chief Executive Officer with over 20 years of experience in residential and commercial finance, sales, and distribution. He has worked with some of Australia’s largest mortgage aggregation groups and has facilitated over $20 billion in loan settlements, spanning residential mortgages, commercial properties, and business loans. Surinder recently founded and served as Managing Director of Australian Business Credit (ABCredit), a company renowned for addressing funding gaps unmet by traditional banks and non-bank lenders. Under his leadership, ABCredit specialised in lending niches overlooked by other lenders due to market immaturity or regulatory changes affecting banks. Surinder has assisted Australian small and medium enterprises (SMEs) in various industries, earning multiple awards for excellence in product delivery and service. After divesting ABCredit, he established and now leads Folio Financial Services as its CEO. Surinder's extensive expertise and innovative approach continue to drive success and recognition in the finance industry.
Hirdesh Prasad is Director and General Manager and Head of Credit and Operations, bringing over 20 years of extensive experience in financial services systems and technology. His expertise includes system integration, provisioning, compliance, and management. Hirdesh has successfully managed client relationships, operations, business development, IT management, and general business administration. In his previous role, Hirdesh transitioned a business from a private lender to a funding facility from a credit fund, and eventually to a bond facility. His proficiency in software development, particularly in the finance industry, includes the customisation and implementation of Salesforce to manage origination, ledger tracking integration, and servicing functions of Folio Financial Services. Hirdesh's comprehensive knowledge and strategic leadership are instrumental in driving the success of credit and operations functions within the organisation.
As Director and Chief Commercial Officer, Tony Katsikas ensures that all practices and content across the brands adhere to the best practices and regulatory requirements of the Australian financial sector. With a background as a management consultant and corporate advisor, Tony holds an MBA and qualifications in cybersecurity. Tony is actively involved with the Australian Institute of Company Directors, the Advisory Board Centre, the Australian Information Security Association, and the Joint Cyber Security Centre. His dedication to continuous professional development ensures the business meets all legal and ethical standards, offering exemplary credit advice to consumers, business owners, and finance brokers. Tony's extensive expertise and dedication to excellence make him a pivotal leader in the organisation.
Roxanne Piggott is General Manager Operations, bringing over 24 years of experience in the financial services industry. She holds a Certificate IV in Mortgage Broking and is dedicated to leading her team to success. Roxanne’s hands-on approach guarantees that her team is well-trained and equipped to handle any task effectively. Roxanne's customer-centric philosophy means that all operational strategies align with client needs, delivering the highest level of service and satisfaction. Her extensive experience and leadership skills make her an invaluable asset to the organisation.
As General Manager Distribution, Ben Kirby is a seasoned mortgage broker with expertise in both residential and commercial lending. With over a decade of experience in the financial services industry, Ben has developed a significant understanding of lending practices. His extensive knowledge extends beyond lending; Ben has successfully facilitated the sale and purchase of more than 15 trailing commission loan books, valued at over $3 billion. This experience has equipped him with a comprehensive understanding of the financial landscape. Ben's dedication to excellence and his broad expertise makes him an invaluable asset to the team at Folio Financial Services.
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